A Health Cash Plan is a simple and affordable way to spread the cost of your routine healthcare it allows you to claim money back towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.
How it works
Simply pay a small monthly premium and you can claim cashback on dental, optical and therapy treatments which includes osteopathy, physiotherapy and chiropody, plus other benefits. You can choose your level of cover. There are no medicals required and you can cover others in your household (including children until their 18th birthday).
Things to note
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You can start claiming from the start date of your policy.
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For maternity/paternity payment, you will need to wait 10 months from the policy start date.
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If you have an existing health condition, you will have to wait two years before you are covered for hospital in-patient claims for the same or a related health condition.
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The telephone helplines can be accessed from the start date of your policy.
Want to see a specialist quickly, consider what happens after diagnosis.
If you don't already have PMI but want to consider visiting a specialist consultant privately (to avoid NHS waiting lists) you can use a health cash plan towards the costs of that appointment. However, there are a couple of things to consider.
If as a result of that appointment your diagnosis requires treatment and you then want to take out PMI to cover your costs and get treated quickly, you will not be covered for the condition that you have been diagnosed with. You may of course be happy to have peace of mind of your diagnosis and then go back through the NHS for your treatment.
When you take out BupaCare private medical Insurance through Eduhhealth you are covered from the day you take out your policy, but not for new symptoms you already have or any ongoing existing health conditions.
Please do give us a call and we can help you make an informed choice as to which plan is best for you.
We are here to help you make an informed choice. Please do call us for an impartial chat about any of our healthcare policies and products
"Telephoning initially about my forthcoming operation, I was given all the information I needed and able to ask any questions I wanted answering. I was told the order of events for claiming. And the whole procedure went through without problems."
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